Welcome to the Lincoln Book Festival site…
We’ll be welcoming authors including Colin Dexter, Iain Banks and Stephen Berkoff and, whilst we celebrate our own fifth anniversary, we’ll be helping Mills and Boon celebrate their 100th!
While you’re keeping an eye on this website for further updates, take a look at our picture galleries here and see if you can recognise any faces from our last four years.
Meanwhile, if you’d like to attend another literary event in Lincoln or Lincolnshire then please follow the links on the top left.
LBF Special Events
Latest Publication: How to Improve Your Credit Rating?
All Lincoln Book Festival attendees will receive a free copy of How To Improve Your Credit Rating by Michael Hass.
The book is a tale of credit, myths and more. Although you may still be able to get a phone contract even with bad credit, it pays to work on your credit now to avoid problems in your future applications. Good credit can also help you avail of cheaper deals.
You can start by checking your credit report for errors. Name misspellings and other mistakes such as missing accounts can cause a significant drop on your credit score, so having them fixed can make a huge difference.
Another simple thing you can do is to have your name on the electoral roll. While this in itself won’t increase your credit score, being registered with your current address can make it a bit easier to apply for credit.
You should also prioritize paying your bills on time. Your payment history makes up a huge portion of your credit score so being timely with your payments can help hasten credit repair. According to NoHassleMobilePhones.com, this is the number one cause of rejection.
Also, make sure that you don’t let your balances exceed your credit limits. A safe margin would be to utilize only 10% to 30% of your credit limit. If possible, it would be better if you stop carrying balances and pay off all your dues.
For the meantime, you may also postpone your other applications for credit until you’ve rebuilt your credit score. Too many inquiries can hurt your score even further, so make sure only to apply when you need it, and space out your applications.
Getting a mobile contract is also a great opportunity to repair or build your credit. Not only does it give you more savings compared to pay as you go, but it can help you boost your credit score as you pay your bills timely over the duration of your contract.